Terveystalo as an investment
We are a leader in a growing and profitable private healthcare market, supported by structural megatrends
In terms of revenue, Terveystalo is the largest private healthcare provider in Finland and one of the leading players in occupational health in Finland and Sweden. We operate in a growing market, supported by healthcare trends such as an ageing population, challenges in public healthcare, increasing prevalence of chronic diseases, and the digitalisation of healthcare.
We create value for our stakeholders through technology-enabled, data-driven integrated care
Integrated care and customer value are at the core of our strategy. We develop digital solutions and services that fit seamlessly into our customers’ everyday lives, making care seamless, compassionate, and effective. Our goal is to provide comprehensive health for all our customers and manage care pathways in a cost-efficient and impactful way.
Our profitability has improved significantly over the past three years, but there is still additional potential for further growth. Continued development of digital solutions and the utilisation of artificial intelligence enable substantial efficiency and productivity improvements. With our integrated care model, we strive to achieve both a positive social impact and high profitability.
Robust cash flow, supporting attractive dividend and investment opportunities
Terveystalo's balance sheet is strong, and its robust cash flow generation allows Terveystalo to develop and grow its business, as well as pay attractive dividends. Our focus on profitable growth and shareholder value is reflected in our financial targets and dividend policy.
One of the most attractive places to work in a supply-constrained market and a positive social impact
Terveystalo has proven to be one of the most attractive workplaces in the industry for healthcare professionals. Our people strategy aims to ensure the engagement and job satisfaction of our professionals. We continuously enhance our professionals’ work with digital solutions, aiming to streamline appointment workflows and improve productivity. A key project is the new Ella patient information system, which leverages artificial intelligence to support clinical decision-making and automate routine tasks.
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Financial targets and their achievement
Terveystalo published its updated medium term financial targets in December 2024.
Terveystalo’s strategy
Our purpose, “More health for everyone – seamless, compassionate and effective”, guides everything we do.
Trends influencing health care
Four key trends are strongly influencing the healthcare industry and creating growth opportunities in our core markets.
Terveystalo's addressable markets
Terveystalo operates in Finland in occupational health, primary healthcare, specialty care and well-being services. In Sweden, Terveystalo, through its subsidiary Feelgood, is one of the country's leading occupational health companies.
Guidance
Guidance for 2026 was given on 13 February 2026.
Short-term risks and uncertainty factors
Terveystalo’s risk management is governed by the risk management policy approved by the Board. The policy defines goals, principles, organizations, responsibilities and practices for risk management. The management of financial risks complies with the Group’s financing policy approved by Terveystalo’s Board. The risks were last updated on 13 February 2026..